How do I get approved?
Visit one of our showrooms today and speak with our friendly sales team. To receive approval, each applicant must be able to prove his or her residence and income. After that, our underwriting department analyzes each loan for eligibility.
What if I have no credit?
We know you probably hear it all the time, but "no credit" really is "no problem." Same thing with "bad credit." We don't rely on your credit score to determine approval. We rely on your stabilty in your home and job, and your ability to pay based on your income. Its really that simple. We do pull your credit bureau, but only to rule out identity theft.
Will this help build my credit?
ABSOLUTELY!! Our credit rebuilding program is geared toward the needs of the consumer. Our ultimate goal is to help you build a bridge to good credit and new car financing.
Do I have to have a down payment?
We offer many programs, and each situation is different. The best way to determine if you will require down payment is to visit our showroom today.
How much will my payment be?
Payment amount is determined by down payment and sales price, the same as most car dealerships. What we do differently is base your payment schedule around your paydays. That makes it easier for you to have the money available, and to make timely payments to help build your credit.